An Act To Preserve Lender Equity in the Foreclosure Process
Sec. 1. 14 MRSA §6321, as amended by PL 2009, c. 476, Pt. B, §5 and affected by §9, is further amended by adding at the end a new paragraph to read:
The filing fee for a foreclosure by civil action may not exceed $150.
Sec. 2. 14 MRSA §6321-A, sub-§7, ¶C, as enacted by PL 2009, c. 402, §18, is amended to read:
Sec. 3. 14 MRSA §6321-A, sub-§9, as enacted by PL 2009, c. 402, §18, is amended to read:
This bill does the following.
1. It reduces the filing fee for foreclosure actions from $350, as set by administrative order, to $150.
2. It prohibits a fee for mediation from being assessed unless the defendant answers the complaint or motion for summary judgment in a foreclosure action.
3. It makes clear that a court may enter summary judgment in a foreclosure action at any time. Under current court rules, the court must determine that certain requirements are met before entering summary judgment.