This bill amends the motor vehicle laws regarding auto insurance to require that, in addition to the existing requirement of a 10-day notice before cancellation of a policy, insurance companies provide the Secretary of State with a 10-day notice before termination of a policy occurs by expiration and the insured shall provide the insurance company with a receipt from the Secretary of State indicating that the insured has returned the registration plates that were issued to the insured motor vehicle. In either case the Secretary of State must demand proof of financial responsibility under the Maine Revised Statutes, Title 29-A, section 1602, including notice of the penalties for failure to provide proof. Under the terms of section 1602, subsection 2, failure to comply with the demand within 30 days will result in the suspension of the person's license, of the registration of the vehicle for which proof of insurance was not provided and of the right to apply for a license or registration.