(1) The offer of coverage must provide benefits for |
the treatment and diagnosis of mental illnesses under |
terms and conditions that are no less extensive than |
the benefits provided for medical treatment for |
physical illnesses. A health insurance plan must |
| provide coverage for treatment of a mental condition |
| and may not establish a rate, term or condition that |
| places a greater financial burden on an insured for |
| access to treatment for a mental health condition than |
| for access to treatment for a physical health |
| condition.__Any deductible or out-of-pocket limits |
| required under a health insurance plan must be |
| comprehensive for coverage of both mental health and |
| physical health conditions. |