G.__In addition to any other variance authorized under this subsection, a carrier may vary the premium rate due to smoking status for all policies, contracts or certificates that are executed, delivered, issued for delivery, continued or renewed in this State after the effective date of this paragraph as long as the premium rate does not deviate above or below the community rate filed by the carrier by more than 15%.

SUMMARY

This bill clarifies the ability of insurers to offer premium discounts based on the smoking status of insureds.