| This bill establishes a commission composed of the |
Superintendent of Insurance and 2 public members to define a |
minimum standard small group health plan. Current law requires |
the superintendent to define a standard small group health plan |
and a basic small group health plan. This bill requires the |
commission in addition to design a 3rd small group health plan, |
the annual premium for which cannot exceed 10% of the Maine |
average annual wage. To accomplish the goal of affordable |
premiums, the commission is authorized to define a plan that does |
not include mandated health benefits. |