| All contracts of motor vehicle casualty insurance delivered or |
issued for delivery in this State covering motor vehicles |
registered in this State must provide coverage to return an |
insured vehicle that had a current inspection and was operational |
at the time of the loss or damage to its operating condition. In |
instances when an insured motor vehicle is destroyed, contracts |
must provide coverage to replace that insured motor vehicle with |
a motor vehicle in similar condition to the insured motor vehicle |
prior to its destruction. |