(7)__Subject to subsection (8), an account debtor may not waive or vary its option under subsection (2), paragraph (c).

(8)__This section is subject to law other than this Article that establishes a different rule for an account debtor who is an individual and who incurred the obligation primarily for personal, family_or household purposes.

(9)__This section does not apply to an assignment of a health- care-insurance receivable.

Official Comment

1. Source. Former Section 9-318(3), (4).

2. Account Debtor's Right to Pay Assignor Until Notification. Subsection (a) [Maine cite subsection (1)] provides the general rule concerning an account debtor's right to pay the assignor until the account debtor receives appropriate notification. The revision makes clear that once the account debtor receives the notification, the account debtor cannot discharge its obligation by paying the assignor. It also makes explicit that payment to the assignor before notification, or payment to the assignee after notification, discharges the obligation. No change in meaning from former Section 9-318 is intended. Nothing in this section conditions the effectiveness of a notification on the identity of the person who gives it. An account debtor that doubts whether the right to payment has been assigned may avail itself of the procedures in subsection (c) [Maine cite subsection (3)]. See Comment 4.

An effective notification under subsection (a) [Maine cite subsection (1)] must be authenticated. This requirement normally could be satisfied by sending notification on the notifying person's letterhead or on a form on which the notifying person's name appears. In each case the printed name would be a symbol adopted by the notifying person for the purpose of identifying the person and adopting the notification. See Section 9-102 [Maine cite section 9-1102] (defining "authenticate").

Subsection (a) [Maine cite subsection (1)] applies only to account debtors on accounts, chattel paper, and payment intangibles. (Section 9-102 [Maine cite section 9-1102] defines the term "account debtor" more broadly, to include those obligated on all general intangibles.) Although subsection (a) [Maine cite subsection (1)] is more precise than its predecessor,