| This bill repeals the Maine Revised Statutes, Title 10, |
| section 1320, subsection 2-B. Public Law 1999, chapter 184 was |
| L.D. 1434, "An Act to Make Minor Corrections to the Laws |
| Governing Financial Regulation and Debt Collection," which was |
| unanimously supported by the Joint Standing Committee on Banking |
| and Insurance. Legislative Document 1434 was submitted by the |
| Office of Consumer Credit Regulation and made several |
| corrections. It amended Title 10, section 1320, subsection 2-B |
| to correct the headnote and to insert the actual date for the |
| reference to the "effective date of this subsection." The |
| headnote read, "Consumer request for consumer report"; L.D. 1434 |
| changed the headnote to read "User request for consumer report." |
| Public Law 1999, chapter 150, was L.D. 1608, "An Act to Conform |
| Maine's Consumer Credit Laws to Federal Law and Make Other |
| Changes," which was proposed by banks and supported by the Office |
| of Consumer Credit Regulation, and unanimously supported by the |
| Joint Standing Committee on Banking and Insurance. It repealed |
| subsection 2-B because it required a notice to a consumer that is |
| not required under federal law. Chapters 150 and 184 create a |
| conflict. The bill corrects the conflict by repealing subsection |
| 2-B with reference to both chapters. |