LD 101
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LD 101 Title Page An Act to Allow for Mandate-free Catastrophic Care Health Insurance Policies ... LD 101 Title Page
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LR 581
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
Sec. 1. 24-A MRSA §2736-C, sub-§8-A is enacted to read:

 
8-A.__Catastrophic coverage.__Carriers offering individual
health plans in this State may offer an individual health plan
providing catastrophic coverage with a range of deductibles.__
Notwithstanding any provision of Title 24 or this Title, the
catastrophic plan is not required to meet the requirements for
coverage for specific health care services, specific diseases or
for certain providers of health care services mandated under
Title 24 and this Title applicable to individual health plans.

 
Sec. 2. 24-A MRSA §2808-B, sub-§8-A is enacted to read:

 
8-A.__Catastrophic coverage.__Carriers offering small group
health plans in this State may offer a small group health plan
providing catastrophic coverage with a range of deductibles.__
Notwithstanding any provision of Title 24 or this Title, the
catastrophic plan is not required to meet the requirements for
coverage for specific health care services, specific diseases or
for certain providers of health care services mandated under
Title 24 and this Title applicable to small group health plans.

 
SUMMARY

 
This bill allows health insurers, nonprofit hospital and
medical service organizations and health maintenance
organizations to offer a catastrophic health plan that does not
include any mandated benefits to individuals and small groups.


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