Sec. 1. 24-A MRSA §2912, sub-§1, as enacted by PL 1973, c. 339, §1, is amended to read:

1. Policy. "Policy" means an automobile insurance policy providing bodily injury liability, property damage liability, medical payments, uninsured motorist coverage, physical damage coverage, or any combination thereof, delivery delivered or issued for delivery in this State, insuring a single individual or one or more related individuals resident in the same household, as named insured and insuring vehicles of the following types only:

A. Motor vehicles of the private passenger or station wagon type which that are not used as public conveyances nor rented to others;:

(1)__Used as public conveyances;

(2)__Rented to others; or

(3)__Used primarily in the operation of the named insured's business or profession without regard to the trade, industry, commercial venture or business form of the insured's business or profession.__For purposes of this subsection, "used primarily in the operation of the named insured's business or profession" means mileage in excess of 50% of mileage accumulated by the motor vehicle in the 12 months prior to the issuance of the policy, or, if initiating coverage with respect to a motor vehicle not otherwise declared in the policy, mileage projected to exceed 50% of the annual cumulative mileage in the 12 months following issuance of the policy.__A motor vehicle of a type otherwise subject to this subsection that has previously been used primarily in the operation of the named insured's business or profession must be defined as a private passenger motor vehicle if the named insured declares and documents that the motor vehicle is not currently being used primarily in the operation of the named insured's business or profession; and

B. Any other 4-wheel motor vehicles with a load capacity of 1,500 pounds or less which are not used in the business or professions of the insured.