LD 484
pg. 2
Page 1 of 2 An Act to Mandate Smoking Cessation Services for Health Insurance LD 484 Title Page
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LR 2187
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B.__One follow-up telephone call from the insured's treating
physician or other appropriate health care practitioner; and

 
C.__A 2-month supply of prescription drugs approved for
smoking cessation purposes by the federal Food and Drug
Administration that are prescribed by the insured's treating
physician or other appropriate health care practitioner.

 
2.__Coverage for smoking cessation services.__An insurer that
issues group contracts shall provide coverage under those
contracts for smoking cessation services.__Coverage must be
provided for no more than 3 quit attempts for each insured.__This
subsection does not require an insurer to provide coverage for
over-the-counter smoking cessation products sold without a
prescription.

 
3.__Limits; coinsurance; deductibles.__Any contract that
provides coverage for the services required under this section
may contain provisions for maximum benefits and coinsurance and
reasonable limitations, deductibles and exclusions to the extent
that those provisions are not inconsistent with the requirements
of this section.

 
Sec. 4. 24-A MRSA §4249 is enacted to read:

 
§4249.__Coverage for smoking cessation services

 
1.__Definition.__As used in this section, "quit attempt" means
smoking cessation services consisting of:

 
A.__Two office visits with the enrollee's treating physician
or other appropriate health care practitioner;

 
B. One follow-up telephone call from the enrollee's treating
physician or other appropriate health care practitioner; and

 
C. A 2-month supply of prescription drugs approved for
smoking cessation purposes by the federal Food and Drug
Administration that are prescribed by the enrollee's
treating physician or other appropriate health care
practitioner.

 
2.__Coverage for smoking cessation services.__A health
maintenance organization that issues individual and group
contracts shall provide coverage under those contracts for
smoking cessation services.__Coverage must be provided for no
more than 3 quit attempts for each enrollee.__This subsection
does not require a health maintenance organization to provide
coverage for over-the-counter smoking cessation products sold
without a prescription.

 
3.__Limits; coinsurance; deductibles.__Any contract that
provides coverage for the services required under this section
may contain provisions for maximum benefits and coinsurance and
reasonable limitations, deductibles and exclusions to the extent
that those provisions are not inconsistent with the requirements
of this section.

 
Sec. 5. Application. The requirements of this Act apply to all
policies, contracts and certificates executed, delivered, issued
for delivery, continued or renewed in this State on or after
January 1, 2002. For purposes of this Act, all contracts,
policies and certificates are deemed to be renewed no later than
the next yearly anniversary of the contract, policy or
certificate date.

 
SUMMARY

 
This bill requires health insurers, health maintenance
organizations and nonprofit hospital and medical service
organizations to provide coverage for smoking cessation services
in their individual and group policies for up to 3 "quit
attempts" per enrollee. The bill does not require coverage for
over-the-counter smoking cessation products. The bill applies to
all policies and contracts issued or renewed on or after January
1, 2002.


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