LD 984
pg. 1
LD 984 Title Page An Act to Protect Nongroup and Small Group Insureds Page 2 of 2
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LR 1634
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
Sec. 1. 24-A MRSA §2736, sub-§1-A is enacted to read:

 
1-A.__Notice to policyholders.__An insurer must provide
written notice by first class mail of the rate filing to
policyholders at least 60 days in advance of the stated effective
date.__The notice must inform the policyholders of their right to
request a special rate hearing pursuant to subsection 4.__The
notice must also provide information about public programs,
including but not limited to Cub Care.

 
Sec. 2. 24-A MRSA §2736, sub-§3, ¶C, as enacted by PL 1997, c. 344, §8,
is repealed.

 
Sec. 3. 24-A MRSA §2736, sub-§4, ¶D, as enacted by PL 1997, c. 344, §8,
is repealed.

 
Sec. 4. 24-A MRSA §2808-C is enacted to read:

 
§2808-C.__Rate filings on small group health plans

 
1.__Filing of rate information.__A carrier shall file with the
superintendent every rate, rating formula, classification of
risks and every modification of any formula or classification
that the carrier proposes to use.__The filing must state the
effective date of the filing.__The filing must be made at least
60 days in advance of the stated effective date, unless the 60-
day requirement is waived by the superintendent.__The effective
date may be suspended by the superintendent for a period of time
not to exceed 30 days.__In the case of a filing that meets the
criteria in subsection 3, the superintendent may suspend the
effective date for a longer period not to exceed 30 days from the
date the carrier satisfactorily responds to any reasonable
discovery requests.

 
2.__Notice to enrollee.__A carrier must provide written notice
by first class mail of the rate filing to enrollees at least 60
days in advance of the stated effective date.__The notice must
inform the enrollees of their right to request a special rate
hearing pursuant to subsection 4.__The notice must also provide
information about public programs, including but not limited to
Cub Care.

 
3.__Filing; information. When a filing is not accompanied by
the information upon which the carrier supports such filing, or
the superintendent does not have sufficient information to
determine whether such filing meets the requirements that rates
not be excessive, inadequate or unfairly discriminatory, the
superintendent shall require the carrier to furnish the


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