| In a sale agreed to by telephone, a merchant may not charge a |
| consumer for a good or service after a trial period unless, prior |
| to the charge, the consumer expressly agreed to be charged for |
| the good or service if the consumer does not cancel the sale. At |
| least 15 days prior to any charge, the merchant shall send a |
| consumer a clearly written description of the agreement, the good |
| or service being purchased, the amount being charged and the |
| calendar date the consumer will be charged for the good or |
| service if the consumer does not cancel the sale. This notice |
| also must provide the specific steps by which the consumer can |
| cancel the agreement by both mail and telephone or alternatively |
| by a toll-free telephone number. The merchant has the burden of |
| proving that the consumer expressly agreed to this arrangement |
| and that the required written notices were provided within the |
| time limits set forth in this section. |