| In a sale agreed to by telephone, a merchant may not charge a |
consumer for a good or service after a trial period unless, prior |
to the charge, the consumer expressly agreed to be charged for |
the good or service if the consumer does not cancel the sale. At |
least 15 days prior to any charge, the merchant shall send a |
consumer a clearly written description of the agreement, the good |
or service being purchased, the amount being charged and the |
calendar date the consumer will be charged for the good or |
service if the consumer does not cancel the sale. This notice |
also must provide the specific steps by which the consumer can |
cancel the agreement by both mail and telephone or alternatively |
by a toll-free telephone number. The merchant has the burden of |
proving that the consumer expressly agreed to this arrangement |
and that the required written notices were provided within the |
time limits set forth in this section. |