LD 1174
pg. 4
Page 3 of 5 An Act Relating to Options for Health Insurance Coverage Page 5 of 5
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LR 1301
Item 1

 
plan or self-insured employer to manage services provided before
and after the deductible amount is reached.__For an enrollee
without other health insurance coverage who has incurred medical
costs eligible for reimbursement that are in excess of the
deductible, the plan shall reimburse providers directly for any
amount in excess of the deductible, provided that the reimbursed
amount represents full and complete payment for the service.__In
the alternative, the plan shall reimburse the enrollee, who is
responsible for paying the provider.

 
11.__Medical management.__The board shall establish and
administer appropriate medical and utilization management
programs that ensure the delivery of cost-effective, high-
quality services.__These programs include, but are not limited
to, the identification of clinical centers of excellence.__
Health plans and self-insured employers shall advise the plan
of persons with medical conditions that are likely to reach
deductible levels and shall cooperate with the medical
management protocols established under this subsection.

 
12.__Coordination with bureau.__The board shall coordinate
with the bureau to develop an operation plan to implement this
chapter.

 
13.__Planning activities.__The board shall prepare a
comprehensive plan for implementation of this chapter.__
Organizational, operational and financing arrangements
include, but are not limited to: specifying eligibility
criteria, establishing benefit coverage levels, establishing
single and family deductible amounts, tiers and lifetime
maximums, establishing levels and procedures related to a
lifetime maximum, calculating community-rated premium levels,
establishing a reasonable cost structure consistent with
current, average reimbursement levels, describing premium
collection and claims processing arrangements, identifying and
complying with or modifying insurance requirements, ensuring
that reduced bad debt and charity expenses are recognized and
establishing medical management and payment adjustment
programs.__The board shall submit its comprehensive plan to
the Governor and the Legislature by December 31, 2004.

 
14.__Availability of coverage.__The plan shall begin
offering coverage on July 1, 2005.

 
Sec. 2. Appropriations and allocations. The following appropriations and
allocations are made.

 
Maine Catastrophic Health Protection Plan


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