(4) For an individual whose income is above 400% of the federal nonfarm income federal poverty level, the annual maximum limit payable on the policy is $20,000 per individual covered under the policy.

C. The policy must meet the requirements for mandated benefits under this Title applicable to the policyholder.

D.__A carrier may offer an additional discount of up to 20% of the premium rate for the policy based on an individual's weight or adherence to a recommended schedule for regular physicals. With respect to weight and regular physicals, the discount must be based on the individual's compliance with the Centers for Disease Control and Prevention guidelines in effect on the year of issuance or renewal of the policy.

E.__If approved by the superintendent, the policy may include provisions with financial incentives encouraging a policyholder to receive health care services at a center of excellence or other high-quality provider designated by the carrier based on objective quality indicators.

Notwithstanding section 4309, rules adopted pursuant to this section are routine technical rules as defined in Title 5, chapter 375, subchapter 2-A.

Sec. A-4. 24-A MRSA c. 55-A is enacted to read:

CHAPTER 55-A

MAINE UNIVERSAL HEALTH CARE COVERAGE ACT

§4161.__Short title

This chapter may be known and cited as "the Maine Universal Health Care Coverage Act."

§4162.__Definitions

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.

1.__Agency.__"Agency" means the Maine Universal Health Care Agency established in section 4164.