the minor dependents of policyholders with dependent or

family coverage required

All health insurance policies and plans shall must provide, at appropriate rates, the same maternity benefits for unmarried women policyholders and the minor dependents of policyholders with dependent or family coverage under the same terms and conditions as such maternity coverage is provided to married policyholders or the wives of policyholders with maternity coverage. This requirement shall apply applies to all insurance policies and plans issued or renewed after the effective date of this Act January 1, 1976. The requirements of this section additionally apply to all certificates executed, delivered, issued for delivery, continued or renewed in this State after July 1, 2003.

Sec. B-2. 24-A MRSA §2743, last ¶, as amended by PL 1997, c. 604, Pt. C, §2, is further amended to read:

The requirements of this section apply to all policies delivered or issued for delivery in this State more than 120 days after the effective date of this Act April 16, 1976. The requirements of this section additionally apply to all certificates executed, delivered, issued for delivery, continued or renewed in this State after July 1, 2003.

Sec. B-3. 24-A MRSA §2743-A, as amended by PL 2001, c. 258, Pt. A, §2, is further amended to read:

§2743-A. Maternity and routine newborn care

An insurer that issues individual contracts providing maternity benefits, including benefits for childbirth, shall provide coverage for services related to maternity and routine newborn care, including coverage for hospital stay, in accordance with the attending physician's or attending certified nurse midwife's determination in conjunction with the mother that the mother and newborn meet the criteria outlined in the "Guidelines for Perinatal Care," published by the American Academy of Pediatrics and the American College of Obstetrics and Gynecology. For the purposes of this section, "routine newborn care" does not include any services provided after the mother has been discharged from the hospital. For the purposes of this section, "attending physician" includes the obstetrician, pediatrician or other physician attending the mother and newborn. Benefits for routine newborn care required by this section are part of the mother's benefit. The mother and the newborn are treated as one person in calculating the deductible, coinsurance and copayments for coverage required by this