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| Cancellation of policy. This policy shall may be cancelled at any | time at the request of the insured, in which case this Company | shall, upon demand and surrender of this policy, refund the excess | of paid premium above the customary short rates for the expired | time. This policy may be cancelled at any time by this Company by | giving mailing by certified mail, return receipt requested to the | insured a ten days' written notice of cancellation with or without | tender of the excess of paid premium above the pro rata premium for | the expired time, which and that excess, if not tendered, shall | must be refunded on demand. Notice of cancellation shall must | state that said excess premium, (if not tendered), will be refunded | on demand. |
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| | Sec. 6. 24-A MRSA §3007, sub-§5, ķA, as enacted by PL 1985, c. 671, §2, | is amended to read: |
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| A. To the extent that section 3002 is applicable, the | notice of cancellation shall must be given as provided for | in that section. If section 3002, is not applicable, | cancellation shall is not be effective prior to 10 days | after receipt by the insured of a notice of cancellation. | The notice shall must state the effective date of and the | reason or reasons for cancellation. The notice must be sent | to the insured by certified mail, return receipt requested. |
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| | Sec. 7. 24-A MRSA §3050, as amended by PL 1989, c. 172, §7, is | further amended to read: |
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| §3050. Delivery of notice |
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| | No notice Notice of cancellation of a policy shall be is not | effective unless received by the named insured at least 20 days | prior to the effective date of cancellation, or, when the | cancellation is for nonpayment of premium, at least 10 days prior | to the effective date of cancellation. Notice must be sent to | the insured by certified mail, return receipt requested. A | postal service certificate of mailing to the named insured at the | insured's last known address shall be is conclusive proof of | receipt on the 5th calendar day after mailing. |
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| | Except for a policy which that has been in effect for less | than 60 days at the time notice of cancellation is received by | the named insured, the reason for cancellation shall must | accompany the notice, together with a notice of the right to | apply for a hearing before the Superintendent of Insurance within | 30 days, as provided in section 3054. |
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