| 3.__Exception for current property owners.__A railroad |
corporation may not collect maintenance and insurance charges |
under subsection 1 or 2 from a private property owner who uses a |
right-of-way on a private crossing to access the owner's |
property.__ A railroad corporation may require a written |
agreement signed by a property owner stating that the property |
owner agrees to indemnify and hold the railroad corporation |
harmless from and against any claims, losses and damages arising |
out of bodily injury or death to persons and damages to property |
caused by or resulting from the negligence of the property owner |
or any person using the railroad crossing with the permission or |
acquiescence of the property owner. |