| 3.__Exception for current property owners.__A railroad |
| corporation may not collect maintenance and insurance charges |
| under subsection 1 or 2 from a private property owner who uses a |
| right-of-way on a private crossing to access the owner's |
| property.__ A railroad corporation may require a written |
| agreement signed by a property owner stating that the property |
| owner agrees to indemnify and hold the railroad corporation |
| harmless from and against any claims, losses and damages arising |
| out of bodily injury or death to persons and damages to property |
| caused by or resulting from the negligence of the property owner |
| or any person using the railroad crossing with the permission or |
| acquiescence of the property owner. |