CHAPTER 157

S.P. 298 - L.D. 902

An Act To Create Equality in Medicare Supplement

Insurance Policies

Be it enacted by the People of the State of Maine as follows:

Sec. 1. 24-A MRSA §5002-B, sub-§§1 and 2, as enacted by PL 1999, c. 36, §4, are amended to read:

1. Persons provided continuity of coverage. This section provides continuity of coverage for a person who has a Medicare supplement policy and seeks coverage under a new Medicare supplement policy with the same or lesser benefits if:

A. That person was previously covered under a Medicare supplement policy , including a person entitled to Medicare benefits due to disability, has been covered under a policy that supplemented benefits under Medicare with no gap in coverage greater than 90 days beginning with the person's open enrollment period. A policy supplementing benefits payable under Medicare may include an individual health policy, a group health plan, a Medicare supplement policy or other coverage issued by the same or a different carrier. For purposes of this section, the Medicare supplement policy under which the person is seeking coverage is the "succeeding policy." The Medicare supplement policy that previously covered the person is the "prior policy";