| The provisions of this section do not affect theshall | 
| obligations of a consumer under a loan or sales contract or the | 
| secured interest of any secured party. The secured party shall | 
| consent to the replacement of the security interest with a | 
| corresponding security interest on a replacement motor vehicle | 
| that is accepted by the consumer in exchange for the motorwhich | 
| vehicle, if the replacement motor vehicle is comparable in value | 
| to the original motor vehicle. If, for any reason, the security | 
| interest in the motor vehicle having a defect or condition isnew | 
| not able to be replaced with a corresponding security interest on | 
| a motor vehicle accepted by the consumer, the consumernewshall  | 
| is entitled to a refund. Refunds required under thisaccept | 
| section must be made to the consumer and the secured party,shall | 
| if any, as their interests exist at the time the refund is to be | 
| made. Similarly, refunds to a lessor and lessee must beshall | 
| made as their interests exist at the time the refund is to be | 
| made. |