(c) The carrier shall provide notice to the policyholder and, if a group policy, to the insureds at least 90 days before replacement; or

H. In renewing a large group policy in accordance with this section, a carrier may modify the coverage, terms and conditions of the policy consistent with other applicable provisions of state and federal laws as long as the modifications are applied uniformly to all policyholders of the same product. This paragraph does not apply to individual or small group policies.; or

Sec. A-2. 24-A MRSA §2850-B, sub-§3, ķI is enacted to read:

I.__In renewing an individual or small group policy in accordance with this section, a carrier may make minor modifications to the coverage, terms and conditions of the policy consistent with other applicable provisions of state and federal laws as long as the modifications meet the conditions specified in this paragraph and are applied uniformly to all policyholders of the same product.__ Modifications not meeting the requirements in this paragraph are considered a discontinuance of the product pursuant to paragraph G.

(1)__A modification pursuant to this paragraph must be approved by the superintendent. The superintendent shall approve the modification if it meets the requirements of this section.

(2)__A change in a requirement for eligibility is not a minor modification pursuant to this paragraph if the change results in the exclusion of a class or category of enrollees currently covered.

(3)__Benefit modifications required by law are deemed minor modifications for purposes of this paragraph.

(4)__Benefit modifications other than modifications required by law are minor modifications only if they meet the requirements of this subparagraph. For purposes of this subparagraph, changes in conditions or requirements specified in the policy, such as preauthorization requirements, are considered benefit modifications.