| 6.__Examination reports. Examination reports may be composed |
| only of facts appearing upon the books, records or other |
| documents of the licensee or its agents or other persons examined |
| or as ascertained from the testimony of its officers or agents or |
| other persons examined concerning its affairs and of such |
| conclusions and recommendations as the examiners find reasonably |
| warranted from the facts.__No later than 60 days following |
| completion of the examination, the examiner in charge shall file |
| under oath with the superintendent a verified written report of |
| examination.__Upon receipt of the verified report, the |
| superintendent shall transmit the report to the licensee |
| examined, together with a notice that affords the licensee |
| examined a reasonable opportunity of not more than 30 days to |
| make a written submission or rebuttal with respect to any matters |
| contained in the examination report. In the event the |
| superintendent determines that regulatory action is appropriate |
| as a result of an examination, the superintendent may initiate |
| any proceedings or actions provided by law. |