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$300,000 and__any limits of liability for additional | coverages, including coverage for loss or damage to other | structures or tangible personal property or for loss of use, | may not count toward the maximum coverage limits applicable to | the dwelling or any liability coverage; |
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| O.__Establish procedures for the efficient, economical, fair | and nondiscriminatory administration of the program; |
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| P.__Authorize the governing committee to assess member | insurers for reasonable expenses incurred in administering | the program; |
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| Q.__Establish procedures to govern a member insurer's | withdrawal from the program; and |
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| R.__Include any other procedures or operational matters | considered necessary by the governing committee with the | approval of the superintendent. |
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| | 7. Operation of program contingent upon approval. The program | may not become operational until rules have been adopted as | required by this section and the superintendent has approved the | plan of operation in accordance with subsection 6. |
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| | 8.__Rulemaking.__In accordance with subsection 4, the | superintendent__may__adopt rules to implement this section.__ | Rules adopted pursuant to this subsection are routine technical | rules under Title 5, chapter 375, subchapter 2-A.__Rules adopted | under this section may include: |
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| | A.__The designation of underserved areas or risk types; |
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| B.__Reasonable limitations on underwriting guidelines | applicable to all member insurers for the issuance of basic | property and casualty insurance through the program; |
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| C.__A writing level based on net direct premiums under which | an insurer may seek to limit its participation or seek | exemption from participation in the program; |
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| D.__Maximum allowable caps on rating surcharges and | limitations on rating rules for risks written through the | program; |
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| E.__The process by which the superintendent may suspend or | terminate the program; and |
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| F.__Any other provisions necessary to implement the | requirements of this section. |
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