LD 122
pg. 1
LD 122 Title Page An Act To Allow Insurers To Limit Their Uninsured Motorist Coverage to Persons ... LD 122 Title Page
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LR 480
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
Sec. 1. 24-A MRSA §2902, sub-§1, as amended by PL 1975, c. 437, §1, is
further amended to read:

 
1. No A policy insuring against liability arising out of the
ownership, maintenance or use of any motor vehicle shall may not
be delivered or issued for delivery in this State with respect to
any such vehicle registered or principally garaged in this State,
unless coverage is provided therein or supplemental thereto for
the protection of persons insured thereunder who are legally
entitled to recover damages from owners or operators of
uninsured, underinsured or hit-and-run motor vehicles, for bodily
injury, sickness or disease, including death, sustained by an
insured person resulting from the ownership, maintenance or use
of such uninsured, underinsured or hit-and-run motor vehicle. The
coverage herein required may be referred to as "uninsured vehicle
coverage." For the purposes of this section, "underinsured motor
vehicle" means a motor vehicle for which coverage is provided,
but in amounts less than the minimum limits for bodily injury
liability insurance provided for under the motorist's financial
responsibility laws of this State or less than the limits of the
injured party's uninsured vehicle coverage.

 
SUMMARY

 
This bill clarifies the Legislature's intent regarding the
uninsured motorist statute in response to the recent Law Court
decision in Butterfield v. Norfolk and Dedham Mutual Fire
Insurance Company, 2004 ME 124, Maine Supreme Judicial Court,
September 30, 2004. The bill clarifies that an insurance policy
may limit uninsured motorist coverage to the recovery of damages
by an insured person under the policy for bodily injury, sickness
or disease, including death, sustained by that insured person.


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