| 4.__Disclosure and reporting. The foreign insurer or health |
| maintenance organization meets the requirements of section 4302 |
| for reporting plan information with respect to individual health |
| plans offered for sale in this State and discloses to prospective |
| enrollees how the health plans differ from individual health |
| plans offered by domestic insurers in a format approved by the |
| superintendent within 90 days of the effective date of this |
| section. Health plan policies and applications for coverage must |
| contain the following disclosure statement or a substantially |
| similar statement: "This policy is issued by a foreign insurer or |
| health maintenance organization and is governed by the laws and |
| regulations of the State of (foreign insurer or health |
| maintenance organization's state of domicile). This policy might |
| not be subject to all the insurance laws and rules of the State |
| of Maine, including coverage of certain health care services or |
| benefits mandated by Maine law.__Before purchasing this policy, |
| you should carefully review the terms and conditions of coverage |
| under this policy, including any exclusions or limitations of |
| coverage"; |