LD 1496
pg. 1
LD 1496 Title Page An Act To Reduce Maine's Health Insurance Rates and Expand Consumer Choice ... Page 2 of 41
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LR 541
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
PART A

 
Sec. A-1. 24-A MRSA §2736-C, sub-§1, ¶B, as enacted by PL 1993, c. 477,
Pt. C, §1 and affected by Pt. F, §1, is repealed.

 
Sec. A-2. 24-A MRSA §2736-C, sub-§2, ¶A, as amended by PL 1993, c. 547,
§3, is further amended to read:

 
A. A carrier issuing an individual health plan after
December 1, 1993 must file the carrier's community rate
rates and any formulas and factors used to adjust that rate
with the superintendent prior to issuance of any individual
health plan.

 
Sec. A-3. 24-A MRSA §2736-C, sub-§2, ¶B, as enacted by PL 1993, c. 477,
Pt. C, §1 and affected by Pt. F, §1, is repealed.

 
Sec. A-4. 24-A MRSA §2736-C, sub-§2, ¶B-1 is enacted to read:

 
B-1. A carrier may not vary the premium rate due to the
claims experience or policy duration of the individual. A
carrier may vary the premium rate based on health status,
age, gender and tobacco use. A change in the premium rate is
not permitted on the basis of changes in health status after
the policy is issued. Renewal of an individual health plan
is guaranteed pursuant to section 2850-B.

 
Sec. A-5. 24-A MRSA §2736-C, sub-§2, ¶D, as amended by PL 2001, c. 410,
Pt. A, §2 and affected by §10, is repealed.

 
Sec. A-6. 24-A MRSA §2736-C, sub-§2, ¶G is enacted to read:

 
G. A carrier that offered individual health plans prior to
April 1, 2006 may close its individual book of business sold
prior to April 1, 2006 and may establish a separate
community rate for individuals applying for coverage under
an individual health plan after April 1, 2006.

 
Sec. A-7. 24-A MRSA §2736-C, sub-§3, ¶A, as corrected by RR 2001, c. 1,
§30, is repealed.

 
Sec. A-8. 24-A MRSA §2736-C, sub-§3, ¶C, as enacted by PL 1993, c. 477,
Pt. C, §1 and affected by Pt. F, §1, is repealed.

 
Sec. A-9. 24-A MRSA §2736-C, sub-§3, ¶D, as enacted by PL 1999, c. 256,
Pt. D, §1, is amended to read:


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