LD 1499
pg. 6
Page 5 of 12 An Act To Amend the Laws Related to Health Insurance and Confidentiality of Pro... Page 7 of 12
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LR 447
Item 1

 
(1) Coverage for accident or disability income
insurance or any combination of those coverages;

 
(2) Liability insurance, including general liability
insurance and automobile liability insurance;

 
(3) Coverage issued as a supplement to liability
insurance;

 
(4) Workers' compensation or similar insurance;

 
(5) Automobile medical payment insurance;

 
(6) Credit insurance;

 
(7) Coverage for on-site medical clinics; or

 
(8) Other similar insurance coverage, specified in
federal regulations issued pursuant to Public Law 104-
191, under which benefits for medical care are
secondary or incidental to other insurance benefits.

 
C. "Federally creditable coverage" does not include the
following benefits if those benefits are provided under a
separate policy, certificate or contract of insurance or are
otherwise not an integral part of the plan:

 
(1) Limited scope dental or vision benefits;

 
(2) Benefits for long-term care, nursing home care,
home health care, community-based care or any
combination of those benefits; and

 
(3) Other similar, limited benefits as specified in
federal regulations issued pursuant to Public Law 104-
191.

 
D. "Federally creditable coverage" does not include the
following benefits if the benefits are provided under a
separate policy, certificate or contract of insurance, and
if no coordination exists between the provision of the
benefits and any exclusion of benefits under a group health
plan maintained by the same plan sponsor and those benefits
are paid for an event without regard to whether benefits are
provided for that event under a group health plan maintained
by the same plan sponsor:

 
(1) Coverage only for a specified disease or illness;
and


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