LD 1561
pg. 5
Page 4 of 7 An Act To Create an Insurance Fraud Unit within the Bureau of Insurance Page 6 of 7
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LR 2168
Item 1

 
misrepresentation, concealment, malfeasance, deceptive
practices or any other fraudulent conduct as described in this
chapter;

 
C.__Executing warrants;

 
D.__Requesting court orders;

 
E.__Subpoenaing witnesses and administering oaths pursuant
to an investigation; and

 
F.__Compelling the production of books, papers, reports or
other documents or electronic files by subpoena duces tecum.

 
§2194.__Special investigation groups

 
An insurer or self-insured entity licensed or authorized under
this Title shall create a special investigation group within the
insurer's or self-insured's organization.__The special
investigation group must consist of at least one employee or
outside contractor who is licensed as a private investigator
under Title 32, chapter 89 and has experience in insurance fraud
investigations and monitoring.__A special investigation group
under this section shall monitor the organization under which it
is formed for instances of insurance fraud and report all
fraudulent claims and other fraudulent activity to the unit
pursuant to section 2186 and provide assistance as requested by
the unit.

 
§2195.__Confidentiality and privilege

 
All papers, documents, files, reports and evidence related to
an investigation by the unit are confidential and not public
records pursuant to Title 1, section 402, subsection 3, paragraph
A.__All papers, documents, files, reports and evidence related to
an investigation by the unit are privileged and not subject to
subpoena, discovery or disclosure in any proceeding except in a
related action initiated by the unit.

 
§2196.__Funding

 
1.__Assessment.__A 25__fee must be assessed on an insurance
policy for direct insurance in the State, except an insurance
policy for credit, home warranty or title insurance.__For every
insurance policy in which a fee is assessed under this
subsection, the insurance contract for that insurance policy must
state the following:__"A fee of 25__has been assessed on this
policy to fight insurance fraud in the State of Maine."__The fee
assessed pursuant to this subsection must be deposited in the
Insurance Fraud Fund established under subsection 2.


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