LD 468
pg. 339
Page 338 of 395 PUBLIC Law Chapter 12 Page 340 of 395
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LR 2149
Item 1

 
The department shall send notice to producers of long-term
care insurance explaining the laws and rules that take effect on
July 1, 2005.

 
Rules adopted under this section are routine technical rules
pursuant to the Maine Revised Statutes, Title 5, chapter 375,
subchapter 2-A and apply only to transactions occurring on or
after July 1, 2005.

 
Sec. DDD-16. Determination of long-term care insurance and eligibility for MaineCare.
The Department of Health and Human Services shall adopt rules
regarding eligibility for MaineCare benefits that, contingent
upon federal Medicaid participation, allow the transfers of
assets in exchange for the purchase of long-term care insurance.
With regard to an asset that was transferred within 36 months of
an application for MaineCare, or within 60 months in the case of
a transfer to a qualifying Medicaid trust, the rule must deem
that asset to be transferred for fair market value or for a
purpose other than to qualify for MaineCare if, in exchange for
the transfer, the transferee purchased a policy of long-term care
insurance approved by the Superintendent of Insurance within the
Department of Professional and Financial Regulation that was
sufficient, alone or in combination with private resources, to
provide fully for the care of the transferor at the nursing
facility level for at least 36 months without resort to MaineCare
coverage. Nothing in this section or in rules adopted pursuant
to this section precludes recovery of MaineCare benefits
incorrectly paid or 3rd-party liability claims by the department.
The provisions of this section do not enlarge or otherwise modify
medical assistance benefits under the MaineCare program. The
Superintendent of Insurance shall adopt rules regarding approved
policies for long-term care insurance for the purposes of this
section. Rules adopted pursuant to this section are routine
technical rules as defined in Title 5, chapter 375, subchapter 2-
A.

 
Sec. DDD-17. Application. The following sections of this Part apply
to Probate Court proceedings occurring after July 1, 2005: the
section that amends the Maine Revised Statutes, Title 18-A,
section 3-306; amends Title 18-A, section 3-310; amends Title 18-
A, section 3-403, subsection (a); amends Title 18-A, section 5-
408, subsection (6); amends Title 18-A, section 5-409, subsection
(b); enacts Title 18-A, section 5-409, subsection (d); amends
Title 18-A, section 5-425, subsection (b); and enacts Title 18-A,
section 5-425, subsection (b-1). That section of this Part that
amends Title 22, section 14, subsection 2-I applies to assets
received by the MaineCare recipient's spouse or child on or after
July 1, 2005.


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