An Act To Ensure That Defendants in Foreclosure Proceedings Receive Proper Notification
Sec. 1. 14 MRSA §6111, sub-§3, as amended by PL 1997, c. 579, §2, is further amended to read:
For purposes of this subsection, the time when the notice is given to the mortgagor or cosigner is the sooner of the date the mortgagor or cosigner signs the receipt or, if the notice is undeliverable, the date the post office last attempts to deliver it under paragraph A and the date the mortgagor or cosigner receives the notice under paragraph B. A post office department certificate of mailing to the mortgagor or cosigner is conclusive proof of receipt on the 7th calendar day after mailing notice as provided under paragraph B.
summary
This bill requires a mortgagee to send a mortgagor in a foreclosure action the right to cure notice by both certified mail, return receipt requested, and ordinary mail.
The time the notice is given to the mortgagor or cosigner is the sooner of:
1. The date the mortgagor or cosigner signs the receipt or, if the notice is undeliverable, the date the post office last attempts to deliver it, under the Maine Revised Statutes, Title 14, section 6111, subsection 3, paragraph A; and
2. The date the mortgagor or cosigner receives the notice under Title 14, section 6111, subsection 3, paragraph B. A post office department certificate of mailing to the mortgagor or cosigner is conclusive proof of receipt on the 7th calendar day after mailing when notice is provided under Title 14, section 6111, subsection 3, paragraph B.