Title 9-A, Article 2: FINANCE CHARGES AND RELATED PROVISIONS

Title 9-A, Article 2: FINANCE CHARGES AND RELATED PROVISIONS

Part 1: GENERAL PROVISIONS

9-A §2-101. Short title

9-A §2-102. Scope

Part 2: CONSUMER CREDIT SALES: MAXIMUM FINANCE CHARGES

9-A §2-201. Finance charge for consumer credit sales other than open-end credit

9-A §2-202. Finance charge for consumer credit sales pursuant to open-end credit

Part 3: CONSUMER LOANS: SUPERVISED LENDERS

9-A §2-301. Authority to make or service supervised loans

9-A §2-302. License to make or service supervised loans

9-A §2-303. Revocation or suspension of license

9-A §2-303-A. Temporary suspension of license

9-A §2-304. Records; annual and quarterly reports

9-A §2-305. Examinations and investigations (REPEALED)

9-A §2-306. Application of administrative procedure (REPEALED)

9-A §2-307. Restrictions on interest in land as security

9-A §2-308. Regular schedule of payments; maximum loan term

9-A §2-309. No other business for purpose of evasion

9-A §2-310. Servicing requirements of assigned supervised loans

Part 4: CONSUMER LOANS: MAXIMUM FINANCE CHARGES

9-A §2-401. Finance charge for consumer loans

9-A §2-402. Finance charge for loans on open-end credit

Part 5: CONSUMER CREDIT TRANSACTIONS: OTHER CHARGES AND MODIFICATIONS

9-A §2-501. Additional charges

9-A §2-502. Delinquency charges

9-A §2-503. Deferral charges

9-A §2-504. Finance charge on refinancing

9-A §2-505. Finance charge on consolidation

9-A §2-506. Advances to perform covenants of consumer

9-A §2-507. Attorney's fees and collection costs

9-A §2-508. Conversion to open end credit

9-A §2-509. Right to prepay

9-A §2-510. Rebate upon prepayment

Part 6: OTHER CREDIT TRANSACTIONS

9-A §2-601. Finance charge for other credit transactions

Part 7: FRAUDULENT PRACTICES

9-A §2-701. Engaging in pretense to evade requirements of this Article prohibited

9-A §2-702. Purporting to act as agent or service provider for another entity exempt from this Article

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Office of the Revisor of Statutes · 7 State House Station · State House Room 108 · Augusta, Maine 04333-0007

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