Title 9-A, Article 3: REGULATION OF AGREEMENTS AND PRACTICES

Title 9-A, Article 3: REGULATION OF AGREEMENTS AND PRACTICES

Part 1: GENERAL PROVISIONS

9-A §3-101. Short title

9-A §3-102. Scope

Part 2: DISCLOSURE

9-A §3-201. Advertising

9-A §3-202. Entitlement to copy of written agreement

9-A §3-203. Notice of assignment

9-A §3-204. Change in terms of open-end credit accounts

9-A §3-205. Receipts; statements of account; evidence of payment

9-A §3-206. Notice to cosigners and similar parties

Part 3: LIMITATIONS ON AGREEMENTS AND PRACTICES

9-A §3-301. Security in sales or leases

9-A §3-302. Cross-collateral

9-A §3-303. Debt secured by cross-collateral

9-A §3-304. Use of multiple agreements

9-A §3-305. No assignment of earnings

9-A §3-306. Authorization to confess judgment prohibited

9-A §3-307. Certain negotiable instruments prohibited

9-A §3-308. Schedule of payments; balloon payments

9-A §3-309. Referral sales

9-A §3-310. Variable rate transactions

9-A §3-311. Consumer's choice of attorney in residential mortgage transaction

9-A §3-312. Interest to be paid on funds held in escrow

9-A §3-313. Real estate appraisals; copies

9-A §3-314. Privacy of consumer financial information

9-A §3-315. Choice of accounting, tax or attest services provider

9-A §3-316. Real estate settlement procedures

Part 4: LIMITATIONS ON CONSUMER'S LIABILITY

9-A §3-401. Restriction on liability in consumer lease

9-A §3-402. Limitation on default charges

9-A §3-403. Assignee subject to defenses

9-A §3-404. Interlocking loans

9-A §3-404-A. Interlocking leases

Part 5: HOME SOLICITATION SALES

9-A §3-501. Definition: "Home solicitation sale"

9-A §3-502. Buyer's right to cancel

9-A §3-503. Form of agreement or offer; statement of buyer's rights

9-A §3-503-A. Frozen food contracts (REPEALED)

9-A §3-504. Restoration of down payment; no retention of cancellation fee

9-A §3-505. Duty of buyer; no compensation for services prior to cancellation

9-A §3-506. Limitation

9-A §3-507. Violation as unfair trade practice

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If you need legal advice, please consult a qualified attorney.

Office of the Revisor of Statutes · 7 State House Station · State House Room 108 · Augusta, Maine 04333-0007

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