| 1.__Discount; accident prevention course required.__Any rates, |
rating schedules or rating manuals for the liability, personal |
injury protection and collision coverages of a motor vehicle |
insurance policy submitted to or filed with the bureau must |
provide for an appropriate reduction in premium charges for such |
coverages for a 3-year period when the principal operator of the |
covered vehicle is an insured 55 years of age or older who |
successfully completes a motor vehicle accident prevention course |
approved by the Bureau of Motor Vehicles.__Any discount used by |
an insurer is appropriate unless credible data demonstrates |
otherwise. |