LD 1778
pg. 6
Page 5 of 9 An Act to Make Corrections in the Mental Health Insurance Laws Page 7 of 9
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LR 2291
Item 1

 
receiving medical treatment for any of the following mental
illnesses diagnosed by a licensed allopathic or osteopathic
physician or a licensed psychologist who is trained and has
received a doctorate in psychology specializing in the
evaluation and treatment of human behavior:

 
(1) Schizophrenia;

 
(2) Bipolar disorder;

 
(3) Pervasive developmental disorder, or autism;

 
(4) Paranoia;

 
(5) Panic disorder;

 
(6) Obsessive-compulsive disorder; or

 
(7) Major depressive disorder.;

 
(8)__Anorexia; or

 
(9)__Bulimia.

 
B. All policies, contracts and certificates executed,
delivered, issued for delivery, continued or renewed in this
State on or after July 1, 1996 must provide benefits that
meet the requirements of this paragraph. For purposes of
this paragraph, all contracts are deemed renewed no later
than the next yearly anniversary of the contract date.

 
(1) The contracts must provide benefits for the
treatment and diagnosis of mental illnesses under terms
and conditions that are no less extensive than the
benefits provided for medical treatment for physical
illnesses.

 
(2) At the request of a reimbursing health maintenance
organization, a provider of medical treatment for
mental illness shall furnish data substantiating that
initial or continued treatment is medically necessary
and appropriate. When making the determination of
whether treatment is medically necessary and
appropriate, the provider shall use the same criteria
for medical treatment for mental illness as for medical
treatment for physical illness under the group
contract.

 
This subsection does not apply to policies, contracts or
certificates covering employees of employers with 20 or fewer
employees, whether the group policy is issued to the employer, to
an association, to a multiple-employer trust or to another
entity.


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