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appeals or if the carrier expressly waives its rights to an | | internal review of a grievance or appeal, the enrollee and the | | provider involved are relieved of any obligation to complete | | the grievance and appeals process and may, at the enrollee's | | or the provider's option, maintain a cause of action under | | this section against a carrier without exhausting the | | grievance and appeals process. |
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| | | B.__Notice of the claim must be delivered or mailed to the | | carrier against whom the action is made not later than the | | 30th day before the date the claim is filed. |
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| | | C.__This section does not prohibit an enrollee from pursuing | | other appropriate remedies, including injunctive relief, a | | declaratory judgment and relief available under law, if the | | requirement of exhausting the process for grievance and | | appeal places the enrollee's health in jeopardy. |
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| | | D.__This section may not be construed as removing or | | limiting any legal rights of enrollees under state or | | federal law, including the right to file judicial actions to | | enforce rights. |
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| | | This bill incorporates into state law many of the provisions | | contained in the proposed federal "Patients' Bill of Rights" | | legislation. The provisions govern the following: |
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| | | 1. Access to out-of-network providers; |
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| | | 2. Access to obstetrical and gynecological care; |
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| | | 3. Access to specialty care; |
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| | | 5. Access to prescription drugs; |
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| | | 6. Access to clinical trials; |
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| | | 7. Availability of independent external review of appeals; |
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| | | 8. Prohibition on financial incentives for providers; |
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| | | 9. Remedy for a carrier's failure to exercise ordinary care; | | and |
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| | | 10. Nondiscrimination in the delivery of health care | | services. |
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