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appeals or if the carrier expressly waives its rights to an | internal review of a grievance or appeal, the enrollee and the | provider involved are relieved of any obligation to complete | the grievance and appeals process and may, at the enrollee's | or the provider's option, maintain a cause of action under | this section against a carrier without exhausting the | grievance and appeals process. |
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| B.__Notice of the claim must be delivered or mailed to the | carrier against whom the action is made not later than the | 30th day before the date the claim is filed. |
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| C.__This section does not prohibit an enrollee from pursuing | other appropriate remedies, including injunctive relief, a | declaratory judgment and relief available under law, if the | requirement of exhausting the process for grievance and | appeal places the enrollee's health in jeopardy. |
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| D.__This section may not be construed as removing or | limiting any legal rights of enrollees under state or | federal law, including the right to file judicial actions to | enforce rights. |
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| | This bill incorporates into state law many of the provisions | contained in the proposed federal "Patients' Bill of Rights" | legislation. The provisions govern the following: |
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| | 1. Access to out-of-network providers; |
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| | 2. Access to obstetrical and gynecological care; |
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| | 3. Access to specialty care; |
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| | 5. Access to prescription drugs; |
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| | 6. Access to clinical trials; |
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| | 7. Availability of independent external review of appeals; |
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| | 8. Prohibition on financial incentives for providers; |
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| | 9. Remedy for a carrier's failure to exercise ordinary care; | and |
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| | 10. Nondiscrimination in the delivery of health care | services. |
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