(2)__A person may maintain plan coverage for the period of time the person is satisfying a preexisting condition waiting period under another health insurance policy intended to replace the plan policy;

B.__The person is determined eligible for health care benefits under the MaineCare program pursuant to Title 22;

C.__The person previously terminated plan coverage, unless 12 months have elapsed since the person's last termination;

D.__The person has met the lifetime maximum benefit amount under the plan of $3,000,000;

E.__The person is an inmate or resident of a public institution; or

F.__The person's premiums are paid for or reimbursed under any government-sponsored program or by any government agency or health care provider, except as an otherwise qualifying full-time employee, or dependent thereof, of a government agency or health care provider.

5.__Termination of coverage.__The coverage of any person ceases:

A.__On the date a person is no longer a resident;

B.__Upon the death of the covered person;

C.__On the date state law requires cancellation of the policy; or

D.__At the option of the association, 30 days after the association makes any inquiry concerning the person's eligibility or place of residence to which the person does not reply.

The coverage of any person who ceases to meet the eligibility requirements of this section may be terminated immediately.

6.__Unfair trade practice.__It constitutes an unfair trade practice for any insurer, producer, employer or 3rd-party administrator to refer an individual employee or a dependent of