LD 1945
pg. 17
Page 16 of 18 An Act To Establish a High-risk Health Insurance Pool Page 18 of 18
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LR 2814
Item 1

 
an individual employee to the association or to arrange for an
individual employee or a dependent of an individual employee to
apply to the plan for the purpose of separating such an employee or
dependent from a group health benefits plan provided in connection
with the employee's employment.

 
§3912.__Actions against association or members based upon joint

 
or collective actions

 
Participation in the association, the establishment of rates,
forms or procedures or any other joint or collective action
required by this chapter may not be the basis of any legal action
or criminal or civil liability or penalty against the association
or any member insurer.

 
§3913.__Reimbursement of carriers

 
1.__Reimbursement. A carrier may seek reimbursement from the
association and the association shall reimburse the carrier to
the extent claims made by a member after January 1, 2008 exceed
premiums paid on a calendar year basis by the member to the
carrier for a member who meets the following criteria:

 
A.__The carrier sold an individual health plan to the member
between December 1, 1993 and January 1, 2008, and the policy
that was sold has been continuously renewed by the member;

 
B.__The carrier is able to determine through the use of
individual health statements, claims history or any
reasonable means that at any time while the policy was in
effect, the member was diagnosed with one of the following
medical conditions: acquired immune deficiency syndrome,
angina pectoris, ascites, chemical dependency cirrhosis of
the liver, coronary occlusion, cystic fibrosis, Friedreich's
ataxia, hemophilia, Hodgkin's disease, Huntington's chorea,
juvenile diabetes, leukemia, metastatic cancer, motor or
sensory aphasia, multiple sclerosis, muscular dystrophy,
myasthenia gravis, myotonia, heart disease requiring open-
heart surgery, Parkinson's disease, polycystic kidney
disease, psychotic disorders, quadriplegia, stroke,
syringomyelia or Wilson's disease; and

 
C.__The carrier has closed its book of business for
individual health plans sold prior to January 1, 2008.

 
2.__Rules.__The superintendent may adopt rules to facilitate
payment to a carrier pursuant to this section. Rules adopted
pursuant to this subsection are routine technical rules as
defined in Title 5, chapter 375, subchapter 2-A.


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