2.__Enforcement.__The superintendent may take action as necessary or appropriate to enforce the provisions of this chapter and the superintendent's rules and orders adopted pursuant to this chapter and to protect service contract holders in this State.

A.__If a provider has violated this chapter or the superintendent's rules or orders, the superintendent may:

(1) Issue an order directed to that provider to cease and desist from committing violations of this chapter or the superintendent's rules or orders;

(2)__Issue an order prohibiting that provider from selling or offering for sale service contracts in violation of this chapter;

(3)__Issue an order imposing a civil penalty on that provider; or

(4)__Issue any combination of orders, as applicable.

B. A person aggrieved by an order issued under this section may request a hearing before the superintendent.__The hearing request must be filed with the superintendent within 20 days of the date the superintendent's order is effective.

C.__If a hearing is requested, an order issued by the superintendent under this section must be suspended from the original effective date of the order until completion of the hearing and final decision of the superintendent.

D.__At the hearing, the burden is on the superintendent to show why the order issued pursuant to this section is justified.__The provisions of the Maine Administrative Procedure Act apply to a hearing requested under this section.

3.__Civil action.__The superintendent may bring an action in any court of competent jurisdiction for an injunction or other appropriate relief to enjoin threatened or existing violations of this chapter or of the superintendent's rules.__An action filed